Winter Prep Strategies for a Cozy & Safe Home

As winter approaches, homeowners often find themselves concerned with how to keep their homes safe and warm during the colder months. The good news is that taking just a few proactive steps now can prevent stress and costly insurance claims later on. Here, we offer practical tips that make winter preparations straightforward and effective.

Clear and Check Solar Panels

If you have solar panels, it's crucial to ensure they are in winter mode to maintain their efficiency. Regularly clear off snow after storms to keep them generating power at optimal levels.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating pipes, especially those in basements or along exterior walls. This simple step can save you from costly damage and disruptions in your water supply.

Seal Gaps Around Windows and Doors

Sealing gaps is a classic but highly effective way to retain heat and lower energy bills. Use weather-stripping or caulk to keep the cold out and the warmth in.

Boost Indoor Air Quality

Enhancing indoor air quality is imperative during winter. Consider installing HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens, in your HVAC systems or portable units.

Clean Out Gutters

Preventing ice dams and water backups is key. Clear leaves and debris from gutters to ensure they function well when the snow starts to fall heavily.

Schedule a Heating System Checkup

An annual inspection of your heating system can prevent untimely breakdowns during the most frigid days. It's a small investment for peace of mind and consistent warmth.

Document Your Home Digitally

Create a digital walkthrough of your home and valuables using your smartphone. This can be invaluable for streamlining insurance claims if an incident occurs.

Update Smart Thermostat Settings

Modern smart thermostats can adjust automatically to minimize energy waste. We recommend setting it between 68°F and 70°F while you’re home for comfort and savings.

Even implementing a few of these steps can make a significant difference in protecting your home during winter. Stay proactive, and remember, it's never too late to start. For peace of mind, consider reviewing your homeowners insurance policy with us, particularly if you're uncertain about coverage during winter weather events. Let us help you make sure you're protected this season.